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Medicare Information Project
Medicare Guidance

Stop Guessing.
Start Understanding Your Medicare Options.

Medicare decisions follow you for years. Get them right the first time with guidance built around your specific situation, not a one-size-fits-all answer.

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10,000+
Clients helped statewide

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Medicare Looks Different for Everyone

No two situations are alike. Tell us where you are right now and we'll point you toward the information and guidance that actually applies to you.

New to Medicare
New to Medicare

Getting started for the first time

Learn the basics, understand your options, and get a clear action plan.

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Working Past 65
Working Past 65

Balancing employer coverage with Medicare

Know when to enroll, what to keep, and how to avoid costly penalties.

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Already Enrolled
Already Enrolled

Reviewing, switching, or improving your plan

Make sure you have the best coverage for your needs and budget.

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Avoid Costly Errors

5 Medicare Mistakes That
Cost People Every Year

Most are avoidable with the right information at the right time.

1
Waiting too long to enroll
Missing your Initial Enrollment Period can trigger a permanent late penalty - 10% per year added to your Part B premium for life.
2
Assuming Medicare covers everything
Original Medicare has no out-of-pocket maximum. Without a supplement or Advantage plan, a single hospital stay can cost thousands.
3
Choosing a plan based on premium alone
A $0 premium plan can cost far more in copays and network restrictions. Total annual cost is what matters, not the monthly sticker price.
4
Not reviewing your plan each year
Plan formularies, premiums, and networks change every October. A plan that was right last year may no longer be your best option.
5
Skipping Part D because you don't take prescriptions now
Delaying Part D enrollment when you don't need it yet results in a permanent penalty once you do - 1% per month for every month you waited.
Learn How to Avoid These
Quick Cost Check

What Might Medicare Cost You?

Select the statement that best describes your situation and see a rough cost estimate.

Estimated Range
$0 – $174/mo / month
Typical plan type: Medicare Savings Program + Medigap Plan G

Medicare Savings Programs may cover your Part B premium entirely. Many people qualify without knowing it.

Find Plans in Your Area

Local Plans

Find Plans Available in Your Area

Enter your ZIP code to see Medicare plans, costs, and coverage options specific to where you live.

Real Stories

What Our Clients Say

I was completely overwhelmed by Medicare options when I turned 65. The guides on this site helped me understand exactly what I needed before I even spoke to an agent.

I kept working past 65 and had no idea how Medicare relates to my employer plan. The 'Working Past 65' section answered every question I had.

Switching from Plan F to Plan G saved me over $100/month. The comparison guide made it so easy - I didn't even need to call anyone.

Common Questions

Frequently Asked Questions

Medicare is a federal health insurance program primarily for people 65 and older, though some younger people with disabilities or specific conditions also qualify. Most U.S. citizens and permanent residents who have worked and paid Medicare taxes for at least 10 years are eligible.
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Need help choosing the right plan?

Our licensed agents are available to answer your questions - no obligation, no pressure.

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Need help choosing the right plan?

Our licensed agents are available to answer your questions - no obligation, no pressure.