Interactive Tool

Medicare Cost Estimator

Estimate your annual Medicare costs based on your plan type, income, and expected healthcare use. All figures use 2026 Medicare benchmarks.

Step 1: Choose Your Plan Type

Step 2: Your Income (for Part B Premium)

Annual Individual Income (2024 tax return)

Standard Part B premium in 2026 is $202.90/month. IRMAA surcharges apply to higher incomes.

Step 3: Expected Healthcare Use

Doctor Visits per Year

Average Cost per Visit ($)

Expected Hospital Days

Expected Skilled Nursing Days

I take prescription medications (include Part D costs)

Estimated Annual Cost

Part B Premium$2,435/yr

Deductibles$283

Coinsurance and Copays$120

Total Estimated Annual Cost$2,838

Original Medicare has no out-of-pocket maximum. A serious illness or extended hospital stay can cost significantly more.

This is an estimate based on 2026 Medicare benchmarks. Actual costs depend on your specific plan, providers, and healthcare use. Consult a licensed Medicare advisor for personalized guidance.

Greg Wohl

Licensed Medicare Advisor

Want a precise comparison of plans available in Brandon and Hillsborough County? Call Greg for a free consultation.

813-699-5559

Get a Precise Cost Comparison for Your Situation

Greg Wohl can compare real plans available in Brandon and Hillsborough County and show you exactly what each plan would cost based on your health and budget.

Call 813-699-5559 Take the Medicare Quiz